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IVONNE Financial Services

Now offering direct financing.


Questions about your IVONNE Financing or Payment Plans?

For the last 6 years, valued customers like you have put your trust in IVONNE. We are committed to meeting your individual financial needs and have taken steps to ensure this continues. If you haven't set up an account yet, we recommend scheduling a consultation.

If you need additional assistance, call us at +1(613) 695-6662 Tue-Fri 9:30am-5:30pm, ET.

Finance Up to $5,000 In Treatments at IVONNE

Get the cosmetic treatments you want with IVONNE's direct financing options. Our straightforward and cost-effective solution allows you to finance your treatments directly, without the hassle of writing a cheque. With our client financing programs, you can pursue your goals without having to worry about the cost. We offer flexible payment terms with manageable monthly payments, so you can start your treatment without delay. Plus, you'll work directly with IVONNE, and not a third-party lender, for a more private, and streamlined experience. Achieve your desired look with ease and affordability with IVONNE.

Apply for financing in clinic or at your next virtual consultation. It's easy.


  • No collateral
  • High approval
  • Competitive interest rates
  • No early payment penalty
  • Receive a self-schedule payment link upon acceptance

All information is collected in accordance with our Privacy Policy and the Personal Information Protection and Electronic Documents Act ("PIPEDA"). Your personal health information or treatment details are never shared with any lender for financial institution.


Please contact us to obtain a copy of:

  • Financing Agreement
  • Pre-Authorized Debit Agreement
  • Cancellation of Pre-Authorized Debit Plan
  • Update to Pre-Authorized Debit Plan

Repayment Plan Examples

Amount 6 Months 12 Months 24 Months
$500 $90.91 $46.58 $24.44
$1,000 $181.83 $93.17 $48.89
$1,500 $272.74 $139.75 $73.33
$2,000 $363.66 $186.33 $97.78
$2,500 $454.57 $232.92 $122.22
$3,000 $545.49 $279.50 $146.67
$3,500 $636.40 $326.08 $171.11
$4,000 $727.32 $372.66 $195.56
$4,500 $818.23 $419.25 $220.00
$5,000 $909.14 $465.83 $244.45

Amounts in table are examples of monthly payment amounts at 9.95% APR. Actual amounts will vary depending on terms at time of application.

Get Started Today


1. Start With A Consult or Quote  2. Complete your Credit Application > 3. Setup your Payment Plan & Schedule Your Treatment

Plan Ahead With Your Own Custom Prepayment Payment Plans

If financing isn't for you then you can still plan ahead by "laying" away your cosmetic treatments. Start your monthly payments as early as 12 months before the treatment. The entire treatment must be paid in full 2 weeks before the scheduled treatment date. Any payments made towards the layaway plan are non-refundable. To get started fill out the form below and a member of our team will be in contact to provide you with a payment link.

Frequently Asked Questions

What is IVONNE direct financing?
IVONNE Direct Financing is an easy and direct way to pay for your treatments received at IVONNE. With IVONNE Direct Financing you are eliminating a third party lender and dealing directly with IVONNE for your payments. Direct financing with IVONNE is a more private, more secure, and more direct way to support a local small business.
How do I apply for financing at IVONNE?
Submitting an IVONNE Direct Financing application is easy. When you schedule your next consultation, or submit an official cost estimate (quote request), simply indicate that you are interested in financing options. Your provider will send you the appropriate forms that must be filled out and returned to us by email.
How much can I finance towards IVONNE treatments?
Eligible clients may finance up to $5,000 CAD. Additional amounts may be available subject to payment history.
How much interest do you charge for financing?
Our cost to finance starts at $9 for every $100 borrowed.  That works out to almost $118 on a $1,000 agreement (when paid over 12 equal monthly payments).
What do I need to apply for IVONNE Direct Financing?

Be 18 years of age or older

A Canadian bank account

Access to online banking

Do you do credit checks?

Yes. For financing amounts above $1,000 a "hard pull" application is submitted to Equifax Canada, Co.

How long does it take to get approved?

If you have completed a consultation, or have received an official quote request, then your application (once received) can be processed in as little as same day to next business day.

What is the difference between Financing and Layaway?

Financing is a convenient way to pay for the bulk of your treatment cost after the treatment has been received, and with interest. 

A "layaway" payment plan allows you to pre-pay interest free for treatments in equal payments before your scheduled treatment.